National Health Insurance (NHI)
According to the National Health Insurance Act, all foreign students who hold a residence permit and have lived in Taiwan for more than six months must participate in the National Health Insurance program. The health insurance fee (NT$4,956 per semester) will be included in the semester’s tuition and fees, which must be paid during registration.
For Overseas Students with Proof of Financial Difficulty:
Overseas students who have a “Certificate of Financial Difficulty” issued by their home country are eligible for a subsidy from the Overseas Community Affairs Council (OCAC). If you submit a copy of this certificate to the Overseas Student Affairs Office, you will only need to pay NT$2,478 per semester.
Insurance for Students Not Eligible for NHI:
For students who are not yet eligible for the National Health Insurance, the school will provide a student accident insurance (similar to NHI) during the registration process.
Cathay Group Medical Insurance
In accordance with Taiwan’s health insurance regulations, all international students who stay in Taiwan for more than six months are required to enroll in the National Health Insurance program. For the first six months, the school will automatically enroll you in the Cathay Group Medical Insurance, which offers coverage similar to NHI.
Insurance Fees:
These insurance fees will be collected along with tuition and fees.
Insurance Coverage:
For international students participating in this insurance, if you need medical care due to illness or injury during the valid period (typically six months), you need to ensure that your medical treatments are not excluded by the policy.
Reimbursement Process:
If you need to file a medical claim, please request the hospital to provide a diagnosis certificate and receipt. You will also need to prepare the following documents for reimbursement:
- Original receipt of payment
- Original diagnosis certificate
- Copy of your postal savings account passbook cover
- Insurance claim application form (download and complete it from the website)
- Copy of your residence permit
Submission and Processing:
Please bring all the documents to the T1001 office (located on the 10th floor of the Jing Sheng Building) between 2:00 PM to 4:00 PM on Thursdays. The insurance company will review the documents, and once everything is confirmed, the reimbursement will be processed. The reimbursement amount will be transferred to your postal account within approximately four weeks.
Note:
For outpatient claims, reimbursement is limited to one claim per day for the same symptoms, with a maximum reimbursement of NT$1,000 per day (excluding registration fees).